Dose of Realty — Navigation Menu
Retirement Budget Planner
How much can you
safely spend today?
Put in what you have saved, what comes in each month, and what life actually costs. You will see your safe daily number, and how long your money lasts.
Your safe daily spending
$0
a day, for every day of your plan
Safe each week
$0
Safe each month
$0
1
What you have coming in
Your nest egg plus the money that arrives every month, whether you work or not.
$
$
$
$
Money in each month
$0
That is per day
$0
2
What life costs each month
Not sure where to start? Tap a lifestyle below to fill in typical senior figures, then adjust any line to match you.
Money out each month
$0
That is per day
$0
3
Your plan and assumptions
The defaults are sensible. Change them only if you have a reason to.
%
%
Cost-of-living raises
Your money, year by year
This is what happens to your savings if you keep spending at today's pace, with prices rising every year.
Savings balance at your current spending
Balance if you spend your safe daily number
What you spend, per day
The same budget, broken down into daily money. This is the view most people find easiest to live by.
Expense
Share of budget
Monthly
Per day
Your personalized guide
Take your daily number off the screen and onto the fridge
Fill out the form so we can personalize your PDF and keep you updated with the latest from Dose of Realty. Your guide is built from the numbers you just entered and is ready the moment you submit.
✓Your safe daily, weekly, and monthly spending numbers in large print
✓A daily envelope for every expense — food, medicine, gas, fun
✓A seven-day tracker you fill in by hand as you spend
✓Your run-out age and the four habits that push it back
We send your name and email to Dose of Realty so we can reach you. Your budget figures are never sent — they stay in your browser.
How this works. Your safe daily number spreads everything you own and everything you will receive evenly across every day between now and your plan age, with prices rising at the inflation rate you set and savings growing at the growth rate you set. It is an educational estimate, not financial, tax, or legal advice. It does not model taxes, long-term care, market crashes, or an inheritance you want to leave. Talk to a licensed financial adviser before making a decision based on it.

Your privacy. No records are kept. Every figure you type here is calculated inside your own browser and is never sent to Dose of Realty, stored on our website, or seen by anyone else. We keep no information used on this page. Your numbers are held only in your own browser so the page remembers them on your next visit, and the Start over button erases them. The only thing that leaves this page is the contact information you choose to type into the signup form, which goes to Dose of Realty so we can send you updates. Your budget, your savings, and your spending are never part of that. Printing your guide creates a file on your own device only.

Not an offer. Dose of Realty is a real estate practice, not a broker-dealer, investment adviser, insurance agency, tax preparer, or law firm. Nothing here is a recommendation to buy, sell, or hold any property, security, or insurance product.
Let's Get You Connected

Thinking about MOVING?

Whether you're planning to buy, sell, or simply exploring your options, fill out the form below. Tell us a little about what you're looking for, and we'll help connect you with the right real estate professional.

Contact

David Reis, MD

Referral Agent
Office
1501 Broadway, 12th Floor
New York, New York 10036
Not sure where to begin? That's okay. Share what you're considering and we'll help point you in the right direction.

Tell Us About Your Move

Complete the short form and we'll be in touch.