by Dr. David Reis | Mar 4, 2026 | Blog
Buying a home is exciting — but figuring out how much house you can safely afford can feel overwhelming. One of the simplest guidelines many lenders and financial advisors use is called the 28/36 Rule. It’s not a strict law, but it’s a widely accepted affordability...
by Dr. David Reis | Mar 3, 2026 | Blog
If you’re house-hunting and trying to stretch your dollar further, location matters — a lot. Based on 2026 median home values, rent prices, cost of living data, and property tax rates, here are 10 states where affordability still exists. (Sources referenced...
by Dr. David Reis | Mar 2, 2026 | Blog
If you’re asking this question, you’re not alone. Almost every serious buyer eventually wonders: “Should I buy now… or should I wait for rates to drop and prices to cool?” Let’s break this down logically, using real data, economic fundamentals, and practical...
by Dr. David Reis | Feb 25, 2026 | Blog
One of the biggest myths in real estate?“You need 20% down to buy a home.” That’s not always true. While a 20% down payment has advantages, many buyers — especially first-time homebuyers — purchase homes with far less. According to the National Association of Realtors...
by Dr. David Reis | Feb 23, 2026 | Blog
Buying your first home can feel overwhelming — especially when you start hearing terms like FHA, conventional 97, DPA, or USDA. The good news? There are legitimate, government-backed and lender-supported programs specifically designed to help first-time buyers get...
by Dr. David Reis | Feb 20, 2026 | Blog
You found the home. You ran the numbers. You submitted the offer. Now what? For many buyers, this is the most anxiety-producing part of the process. The house feels emotionally “yours,” but legally, nothing is final yet. Let’s walk through what actually happens after...
