by Dr. David Reis | Apr 2, 2026 | Blog
Selling Your Home with an Existing Mortgage: What Homeowners Need to Know Before Listing If you still have a mortgage on your home, you’re not alone. In fact, most homeowners in North America sell their homes before paying off their mortgage completely. The good...
by Dr. David Reis | Apr 1, 2026 | Blog
If you’re planning to sell your home, one of the biggest questions is: Should you sell “as-is” or make repairs first?The answer depends on your timeline, budget, and local market conditions. Here’s a practical, financial breakdown to help you decide....
by Dr. David Reis | Mar 31, 2026 | Blog
Pricing your home correctly is one of the most important decisions you’ll make when selling. A well-priced home attracts buyers quickly, while an overpriced home can sit on the market, becoming less appealing over time. If you’re wondering whether...
by Dr. David Reis | Mar 26, 2026 | Blog
Buying a home is exciting — but one of the biggest financial questions buyers face is: Should I pay off debt first, or start saving for a down payment? The answer depends on how your debt affects your mortgage approval, affordability, and financial stability. Let’s...
by Dr. David Reis | Mar 9, 2026 | Blog
Buying a home in North America often starts with one big financial hurdle: the down payment. While the traditional idea of saving 20% of a home’s price can feel overwhelming, the good news is that many buyers reach their goal faster with smart strategies and...
by Dr. David Reis | Mar 4, 2026 | Blog
Buying a home is exciting — but figuring out how much house you can safely afford can feel overwhelming. One of the simplest guidelines many lenders and financial advisors use is called the 28/36 Rule. It’s not a strict law, but it’s a widely accepted affordability...
